PayWaka License Agreement.

USER AGREEMENT
APPLICABILITY
This User Agreement along with Terms of Service (collectively, the "User Agreement") forms the terms and conditions for the use of services and products of PayWaka , which is a brand owned, managed mentained by Futurecoding private Limited.
Any person ("User") who inquiries about or purchases any products or services of PayWaka through its websites, mobile applications, sales persons, offices, call centers, branch offices, franchisees, agents etc. (all the aforesaid platforms collectively referred to as “Sales Channels”) agree to be governed by this User Agreement. The websites and the mobile applications of PayWaka, are collectively referred to as ‘Website’.
Both User and PayWaka are individually referred to as 'Party' and collectively referred to as 'Parties' to the User Agreement.
“Terms of Service” PayWaka’s website details out terms & conditions applicable on various services or products facilitated by PayWaka. The User should refer to the relevant Terms of Service applicable for the given product or service as booked by the User. Such Terms of Service are binding on the User.
ELIGIBILITY TO USE
The User must be atleast 18 years of age and must possess the legal authority to enter into an agreement so as to become a User and use the services. If you are a minor or are below the age of 18 years, you shall not register as a User of the Website and shall not transact on or use the Website. As a minor if you wish to use or transact on the Website, such use or transaction shall only be made by a person of legal contracting age (legal guardian or parents). We reserve the right to terminate your membership and/or block access to the Website if it is discovered that you are a minor or incompetent to contract according to the law or any information pertaining to your age entered at the time of creation of account is false.
Before using the Website, approaching any Sales Channels or procuring the services of PayWaka, the Users shall compulsorily read and understand this User Agreement, and shall be deemed to have accepted this User Agreement as a binding document that governs User’s dealings and transactions with us. If the User does not agree with any part of this Agreement, then the User must not avail PayWaka's services and must not access or approach the Sales Channels.
All rights and liabilities of the User with respect to any services or product facilitated by PayWaka shall be restricted to the scope of this User Agreement.
CONTENT
All content provided through various Sales Channels, including but not limited to audio, images, software, text, icons and such similar content ("Content"), are registered PayWaka and protected under applicable intellectual property laws. User cannot use this Content for any other purpose, except as specified herein.
User agrees to follow all instructions provided by PayWaka which will prescribe the way such User can use the content . The User agrees not to interrupt or attempt to interrupt the operation of the Website in any manner whatsoever.
Access to certain features of the Website may only be available to registered User(s). The process of registration, may require the User to answer certain questions or provide certain information that may or may not be personal in nature. Some such fields may be mandatory or optional. User represents and warrants that all information supplied to PayWaka is true and accurate.
PayWaka reserves the right, in its sole discretion, to terminate the access to the Website and the services offered on the same or any portion thereof at any time, without notice, for general maintenance or any other reason whatsoever.
PayWaka will always make its best endeavors to ensure that the content on its websites or other sales channels are free of any virus or such other malwares.
PayWaka reserves the right to periodically make improvements or changes in its Website at any time without any prior notice to the User.
User(s) are requested to report any content on the Website which is deemed to be unlawful, objectionable, libelous, defamatory, obscene, harassing, invasive to privacy, abusive, fraudulent, against any religious beliefs, spam, or is in violation of any applicable law to report to info@paywaka.com
Receiving such report, PayWaka reserves the right to investigate and/or take such action as the Company may deem appropriate.
BOOKINGS BY TRAVEL AGENTS:
Except with the prior registration with PayWaka as B2B agents, priority partner or a franchisee, and explicit permission of PayWaka to use the Website, all travel agents, tour operators, consolidators or aggregators (“Travel Agents”) are barred from using this Website for any commercial or resale purpose. If any such bookings are detected, we reserves the right, including without limitation, to cancel all such bookings immediately without any notice to such travel agents and also to withhold payments or any refunds thereto. PayWaka shall not be held liable for any incidental loss or damage that may arise from the bookings made by any person through such Travel Agents. The liability in case of such cancellations shall be solely borne by such Travel Agents. All discounts and offers mentioned on the Website are applicable only to the User(s) of PayWaka for legitimate bookings.
LIMITED LIABILITY PayWaka
Unless PayWaka explicitly acts as a reseller in certain scenarios, PayWaka always acts as a facilitator by connecting the User with the respective service providers like hotels, bus operators etc. (collectively referred to as “Service Providers”). PayWaka ’s liability is limited to providing the User with a confirmed booking as selected by the User.
Any issues or concerns faced by the User at the time of availing any such services shall be the sole responsibility of the Service Provider. PayWaka will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence on part of any Service Provider.
Unless explicitly committed by PayWaka as a part of any product or service:
By making a booking, User understands merely provides a technology platform for booking of services and products and the ultimate liability rests on the respective Service Provider and not PayWaka . Thus the ultimate contract of service is between User and Service Provider.

USER’S RESPONSIBILITY
Users are advised to check the description of the services and products carefully before making a booking. User(s) agree to be bound by all the conditions as contained in booking confirmation or as laid out in the confirmed booking voucher. These conditions are also to be read in consonance with the User Agreement.
If a User intends to make a booking on behalf of another person, it shall be the responsibility of the User to inform such person about the terms of this Agreement, including all rules and restrictions applicable thereto.
The User warrants that they will abide by all such additional procedures and guidelines, as modified from time to time, in connection with the use of the services. The User further warrants that they will comply with all applicable laws and regulations of the concerned jurisdiction regarding use of the services for each transaction.
The services are provided on an "as is" and "as available" basis. PayWaka may change the features or functionality of the services being provided at any time, in its sole discretion, without any prior noticePayWaka expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, reasonably fit for all purposes. No advice or information, whether oral or written, which the User obtains from PayWaka or through the services opted shall create any warranty not expressly made herein or in the terms and conditions of the services.
SECURITY AND ACCOUNT RELATED INFORMATION:
While registering on the Website, the User will have to choose a password to access that User’s account and User shall be solely responsible for maintaining the confidentiality of both the password and the account as well as for all activities on the account. It is the duty of the User to notify PayWaka immediately in writing of any unauthorized use of their password or account or any other breach of securityPayWaka will not be liable for any loss that may be incurred by the User as a result of unauthorized use of the password or account, either with or without the User’s knowledge. The User shall not use anyone else's account at any time.
User understands that any information that is provided to this Website may be read or intercepted by others due to any breach of security at the User’s end.
PayWaka keeps all the data in relation to credit card, debit card, bank information etc. secured and in an encrypted form in compliance with the applicable laws and regulations. However, for cases of fraud detection, offering bookings on credit (finance) etc. PayWaka may at times verify certain information of its Users like their credit score, as and when required PayWaka adopts the best industry standard to secure the information as provided by the User. However, PayWaka cannot guarantee that there will never be any security breach of its systems which may have an impact on User’s information too.
The data of the User as available with PayWaka may be shared with concerned law enforcement agencies for any lawful or investigation purpose without the consent of the User.
FEES AND PAYMENT
In addition to the cost of booking as charged by the Service Providers, PayWaka reserves the right to charge certain fees in the nature of convenience fees or service fees. PayWaka further reserves the right to alter any and all fees from time to time. Any such additional fees, including fee towards any modifications thereof, will be displayed to the User before confirming the booking or collecting the payment from such User.
In cases of short charging of the booking amount, taxes, statutory fee, convenience fee etc., owing to any technical error or other reason, PayWaka shall reserve the right to deduct, charge or claim the balance amount from the User and the User shall pay such balance amounts. In cases where the short charge is claimed prior to the utilization of the booking, PayWaka will be at liberty to cancel such bookings if the amount is not paid before the utilization date.
Any increase in the price charged byPayWaka on account of change in rate of taxes or imposition of new taxes, levies by Government shall have to be borne by the User. Such imposition of taxes, levies may be without prior notice and could also be retrospective but will always be as per applicable law.
In the rare circumstance of a booking not getting confirmed for any reason whatsoever, PayWaka will process the refund of the booking amount paid by the User and intimate the User about the same. PayWaka is not under any obligation to provide an alternate booking in lieu of or to compensate or replace the unconfirmed booking. All subsequent bookings will be treated as new transactions. Any applicable refund will be processed as per the defined policies of the service provider and PayWaka as the case may be.
The User agrees and understands that all payments shall only be made to bank accounts of PayWaka .PayWaka or its agents, representatives or employees shall never ask a customer to transfer money to any private account or to an account not held in the name of PayWaka . The User agrees that if that user transfers any amount against any booking or transaction to any bank account that is not legitimately held by PayWaka or to any personal account of any person,PayWaka shall not be held liable for the same. User shall not hold any right to recover from PayWaka any amount which is transferred by the User to any third party. The User will not share his personal sensitive information like credit/debit card number, CVV, OTP, card expiry date, user IDs, passwords etc. with any person including the agents, employees or representatives of PayWaka .
Refunds, if any, on cancelled bookings will always be processed to the respective account or the banking instrument (credit card, wallet etc.) from which payment was made for that booking. Booking(s) made by the User through PayWaka are subject to the applicable cancellation policy as set out on the booking page or as communicated to the customers in writing.
USAGE OF THE MOBILE NUMBER, COMMUNICATION DETAILS OF THE USER.
PayWaka will send booking confirmation, itinerary information, cancellation, payment confirmation, refund status, schedule change or any such other information relevant for the transaction or booking made by the User, via SMS, internet-based messaging applications like WhatsApp, voice call, e-mail or any other alternate communication detail provided by the User at the time of booking.
PayWaka may also contact the User through the modes mentioned above for any pending or failed bookings, to know the preference of the User for concluding the booking and also to help the User for the same.
The User hereby unconditionally consents that such communications via SMS, internet-based messaging applications like WhatsApp, voice call, email or any other mode by PayWaka are: upon the request and authorization of the User; .
INSURANCE
Unless explicitly provided by PayWaka in any specific service or deliverable, obtaining sufficient insurance coverage is the obligation of the User. In no case PayWaka shall accept any claims arising out of such scenarios. Insurance, if any provided as a part of the service or product by PayWaka shall be as per the terms and conditions of the third-party insurance company. PayWaka merely acts as a facilitator in connecting the User with insurance company. The User shall contact the insurance company directly for any claims or disputes. PayWaka shall not be held liable in case of partial acceptance or denial of the claims by the insurance company.
FORCE MAJEURE
There can be exceptional circumstances where PayWaka and / or the Service Providers may be unable to honor the confirmed bookings due to various reasons like act of God, labor unrest, insolvency, business exigencies, government decisions, terrorist activity, any operational and technical issues, route etc. or any other reason beyond the control of PayWaka. If PayWaka has advance knowledge of any such situations where dishonor of bookings may happen, it will make its best efforts to provide similar alternative to the User or refund the booking amount after deducting applicable service charges, if supported and refunded by that respective service operators. The User agrees that PayWaka being merely a facilitator of the services and products booked, cannot be held responsible for any such Force Majeure circumstance. The User has to contact the Service Provider directly for any further resolutions and refunds.
The User agrees that in the event of non-confirmation of booking due to any technical reasons (like network downtime, disconnection with third party platforms such as payment gateways, banks etc.) or any other similar failures, PayWaka’s obligation shall be limited refunding the booking amount, if any, received from the customer. Such refund shall completely discharge PayWaka from all liabilities with respect to that transaction. Additional liabilities, if any, shall be borne by the User.
ADVERTISERS ON PayWaka , AND LINKED WEBSITES
The Website may contain links to third party websites. PayWaka does not control such websites and is not responsible for its contents. If a User accesses any third-party website, the same shall be done entirely at the User’s risk and PayWaka shall assume no liability for the same. PayWaka is not responsible for any errors, omissions or representations on any of its pages, links or any linked website pages to the extent such information is updated or provided directly by the Service Providers or the advertisers.
PayWaka does not endorse any advertisers on its Website, or any linked sites in any manner. The Users are requested to verify the accuracy of all information provided on the third-party web pages. The linked sites are not under the control of PayWaka and hence, is not responsible for the contents of any linked site(s) or any further links on such site(s), or any changes or updates to such sites.
RIGHT TO REFUSE
PayWaka at its sole discretion reserves the right to not accept any booking without assigning any reason thereof.
PayWaka will not provide any service or share confirmed booking details till such time the complete consideration is received from the User. In addition to other remedies and recourse available to PayWaka under this User Agreement or under applicable law, PayWaka may limit the User's activity, warn other users of the User's actions, immediately suspend or terminate the User's registration, or refuse to provide the User with access to the Website if:
The User is in breach of this User Agreement; or PayWaka is unable to verify or authenticate any information provided by the User; or PayWaka believes that the User's actions may infringe on any third-party rights or breach any applicable law or otherwise result in any liability for the User, other users of PayWaka , or PayWaka itself.
Once a User has been suspended or terminated, such User shall not register or attempt to register with PayWaka with different credentials, or use the Website in any manner whatsoever until such User is reinstated by PayWaka. PayWaka may at any time in its sole discretion reinstate suspended users.
If a User breaches this User Agreement, PayWaka reserves the right to recover any amounts due to be paid by the User to PayWaka, and to take appropriate legal action as it deems necessary.
RIGHT TO CANCEL .Any default on part of the User would disentitle the User from availing the services from PayWaka .
In case PayWaka discovers or has reasons to believe at any time during or after receiving a request for services from the User that the request for services is either unauthorized or the information provided by the User or any of the travelers is not correct or that any fact has been misrepresented by that User, PayWaka shall be entitled to appropriate legal remedies against the User, including cancellation of the bookings, without any prior intimation to the User. In such an event, PayWaka shall not be responsible or liable for any loss or damage that may be caused to the User or any other person in the booking, as a consequence of such cancellation of booking or services.
If any judicial, quasi-judicial, investigation agency, government authority approaches PayWaka to cancel any booking, PayWaka will cancel the same without approaching the concerned User whose booking has been cancelled. The User shall not hold PayWaka responsible for any loss or damage arising out of measures taken by PayWaka for safeguarding its own interest and that of its genuine customers. This would also include PayWaka denying or cancelling any bookings on account of suspected fraud transactions.
FAKE CALLS AND OTHER SIMILAR PHISHING, SPAMMING OR FRAUDULENT ACTIVITIES. PayWaka’s employees or authorized representatives will never contact a User asking for his/ her credit or debit card number, expiry date, CVV, net banking login, passwords, OTP etc. nor will they ever request for a fund transfer to a personal or an individual bank account. Further, they will also not ask a User to install any third-party applications that enable them to view a User’s mobile or computer screen.
Acting on any of these requests may make you a victim of fraud, and may potentially lead to loss of your valuable money or information. If you are ever asked for any of the aforesaid information, please report it immediately on info@paywaka.com
MISCLLEANEOUS
SEVERABILITY: If any provision of this User Agreement is determined to be invalid or unenforceable in whole or in part, such invalidity or unenforceability shall attach only to such provision or part of such provision and the remaining part of such provision and all other provisions of this User Agreement shall continue to be in full force and effect. JURISDICTION: This Agreement is subject to interpretation as per the Cameroon law, and the parties shall refer any unresolved disputes to the exclusive jurisdiction of the courts where the case might be summoned.
AMENDMENT TO THE USER AGREEMENT: PayWaka reserves the right to change the User Agreement from time to time. The User is responsible for regularly reviewing the User Agreement.
CONFIDENTIALITY: Any information which is specifically mentioned by PayWaka as confidential shall be maintained confidentially by the User and shall not be disclosed unless as required by law or to serve the purpose of this User Agreement and the obligations of both the parties herein.
FEEDBACK FROM CUSTOMER: PayWaka would like to know the feedback of the Users for improving its services. The Users are hereby authorizes to contact and share their feedback on various services offered by PayWaka . Such feedback may be collected through emails, telephone calls, SMS or any other medium from time to time. In case the User chooses not to be contacted, such User shall write to PayWaka for specific exclusion at info@paywaka.com,
PRIVACY POLICY: User shall also refer to PayWaka Privacy Policy available on PayWaka website which governs use of the Websites. By using the Website, User agrees to the terms of the Privacy Policy and accordingly consents to the use of the User’s personal information by PayWaka and its affiliates in accordance with the terms of the Privacy Policy.